Liberty Commercial Premises insurance  (Castellano)

    

3 Covers

 

A. Basic covers

 

A.4. Assistance at the business premises

 

2. Assistance linked to the loss

 

2.5 Emergency electricity

 

When the premises or any of its adjoining buildings suffer an electrical failure due to a problem in the private installations of the insured premises, the insurer shall send, as quickly as possible, an operative to make the emergency repairs required to re-establish the electrical supply, provided the state of the installation so allows. The transportation and labour costs for this emergency repair, for up to a maximum of 3 hours, shall be free of charge for the insured, who need only pay for the cost of any materials that might be required.

 

THE FOLLOWING IS NOT COVERED:

 

a. The repair of inherent malfunctions in mechanisms such as plug outlets, conductors, switches etc

 

b. The repair of inherent problems in lighting elements, such as lamps, light bulbs, fluorescent bulbs etc

 

c. The repair of inherent malfunctions in heating devices, electrical appliances and, in general, any other malfunction in a device that runs on electricity.

 

B. Optional covers 

 

4. Risks excluded from all guarantees

 

 

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